Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Home Mortgage Deduction Use this calculator to assess the potential benefits of a home mortgage deduction. Retirement Is a Beginning Key questions to answer when you are considering retirement. Pay Yourself First It sounds simple, but paying yourself first can really pay off.